Pricing


Price in USD




Create an AYA-VCARD account or card FREE
Top up from a credit or debit card FROM 1.00%
Use an AYA-VCARD card online FREE
AYA-VCARD Transfer from your AYA-VCARD wallet FREE
AYA-VCARD Transfer from your credit or debit card FROM 1.00%
Receive a transfer FREE
Withdraw to bank account $2.99-$14.99

Cards

Top up from a credit or debit card (EU) 1.00%
Top up from a credit or debit card (rest of world) 4.95%
Top up from another AYA-VCARD card $0.20
Billing currency conversion service 2.75%
Foreign exchange fee on purchases 2.00%


Transfers (Beta)

Send from credit or debit card (EU issued) 1.00%
Send from credit or debit card (rest of world) 4.95%
Foreign exchange on multi-currency transfers 2.00%
Claim a transfer to your AYA-VCARD account FREE
Claim a transfer with Visa Direct or MasterCard MoneySend1     $2.00


AYA-VCARD Account

Receive payment from a third-party merchant/operator UP TO 1.95%
Monthly dormancy fee (after 6 months of inactivity)2 $5.00
Withdraw money to a credit or debit card $6.00
Charge-back processing $15.00
Withdraw money to your bank account 3 $2.99-$14.99
Receive money from your bank account 1.95%


  1. With Visa Direct and MasterCard MoneySend technology, recipients can receive transfers directly to their Visa or MasterCard card in less than 30 minutes.

  2. An account is considered inactive if a purchase, transfer, or top up transaction has not occurred in the past 6 months.

  3. This fee varies depending on the destination country and currency.